Insurance Requirements

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As a reminder to ALL ACTIVE Home Inspectors, you must carry a minimum of $300,000 per year of
General Liability AND $300,000 per year of Errors and Omissions with a maximum deductible of $5000. Failure to maintain insurance is grounds for license revocation, non-renewal or other disciplinary action.

Every licensee shall provide to his/her clients or the board’s representatives proof of all insurance in force upon request.

Upon cancellation of any insurance where a gap in coverage may occur, the licensee shall immediately inform the board and cease performing home inspections. When replacement coverage is obtained, evidence shall be immediately transmitted to the board in accordance with ยง127.B.